It?s practically impossible to get Apple?s iPhone 5 on the cheap without a contract, but at least there?s another option for the commitment-averse to save money on the monthly service bill. Straight Talk is officially supporting the iPhone 5 now with its $45 plan advertised as unlimited talk, messages and data. The price of admission for a 16 GB iPhone 5 with Straight Talk is $649 at Walmart stores, but the retailer is offering no-interest special financing for the phone: $25 per month.
You?ll need a Walmart credit card for the financing deal and although the Straight Talk service is month-to-month, there?s a bit of a contract feel to the transaction. At $25 a month, you?ll be paying Walmart for 26 months to pay off the iPhone 5 purchase. Still, for those that don?t have the $199 up front for a contract-based iPhone 5, it provides an ownership opportunity for Apple?s smartphone with a lower monthly service bill.
Based on my own usage of Straight Talk, I find the service to be a good value. Straight Talk buys wireless service from the major U.S. carriers at wholesale prices and then resells it. With this iPhone 5 deal, for example, you?d actually be using AT&T?s network but paying Straight Talk?s prices. Coverage and speeds would be the same as if you had bought the iPhone 5 directly from AT&T, with one major exception.
There?s no mention of Straight Talk offering LTE service. That means if you buy an iPhone 5 and use a Straight Talk nano SIM card, you won?t be using AT&T?s fast LTE network, but its HSPA+ service. In other words: Don?t expect your iPhone 5 to surf the web or download apps at 30 to 40 Mbps. Instead, you?ll see speeds about one-third as fast. Provided you can live with that and don?t mind that Straight Talk?s ?unlimited? service has a soft cap of around 2 GB per month, you may want hit up your nearest Walmart.
For those that already own an iPhone 5 and want to switch service to Straight Talk service, you?ll have to wait. I checked Straight Talks?s site for ordering SIM cards and see only the standard SIM and micro SIM available; no nano SIM cards just yet.
Source: http://gigaom.com/2013/01/11/iphone-5-with-45-straight-talk-unlimited-plan-now-at-walmart/
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